:root {
    --bg: #0d1117;
    --panel: #131a22;
    --panel-2: #1a2330;
    --card: #ffffff;
    --card-soft: #f7f8fa;
    --text: #12202f;
    --text-soft: #5b6878;
    --text-inverse: #f4f7fb;
    --gold: #c9a45c;
    --gold-strong: #b48a38;
    --gold-soft: #efe2c2;
    --border: rgba(18, 32, 47, 0.10);
    --border-dark: rgba(255, 255, 255, 0.10);
    --success: #1f8f55;
    --danger: #b33a3a;
    --shadow: 0 20px 50px rgba(6, 15, 24, 0.12);
    --radius-lg: 24px;
    --radius-md: 16px;
    --radius-sm: 12px;
    --max: 1240px;
}
* { box-sizing: border-box; }
html { font-size: 16px; scroll-behavior: smooth; }
body {
    margin: 0;
    font-family: Inter, Segoe UI, Arial, sans-serif;
    color: var(--text);
    background:
        radial-gradient(circle at top right, rgba(201, 164, 92, 0.18), transparent 20%),
        linear-gradient(180deg, #f5f7fa 0%, #eef2f7 100%);
}
a { color: inherit; text-decoration: none; }
img { max-width: 100%; display: block; }
.container { width: min(var(--max), calc(100% - 32px)); margin: 0 auto; }
.site-shell { min-height: 100vh; display: flex; flex-direction: column; }
.site-header {
    position: sticky;
    top: 0;
    z-index: 30;
    backdrop-filter: blur(14px);
    background: rgba(13, 17, 23, 0.92);
    border-bottom: 1px solid var(--border-dark);
}
.header-row {
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 24px;
    min-height: 76px;
}
.brand { display: flex; align-items: center; gap: 14px; color: var(--text-inverse); }
.brand-mark {
    width: 42px; height: 42px; border-radius: 14px; display: grid; place-items: center;
    font-weight: 700; letter-spacing: 0.08em; color: #111;
    background: linear-gradient(135deg, var(--gold), #e6c784);
    box-shadow: 0 10px 30px rgba(201, 164, 92, 0.30);
}
.brand-copy { display: flex; flex-direction: column; gap: 2px; }
.brand-title { font-size: 1rem; font-weight: 700; }
.brand-subtitle { font-size: 0.78rem; color: rgba(244, 247, 251, 0.72); }

.main-nav { display: flex; align-items: center; gap: 10px; flex-wrap: wrap; }
.main-nav a {
    color: rgba(244, 247, 251, 0.84);
    padding: 10px 14px;
    border-radius: 999px;
    transition: 0.2s ease;
}
.main-nav a:hover,
.main-nav a.active { color: #fff; background: rgba(255, 255, 255, 0.08); }

.header-actions { display: flex; align-items: center; gap: 12px; color: var(--text-inverse); }

.user-menu { position: relative; }
.user-menu summary { list-style: none; }
.user-menu summary::-webkit-details-marker { display: none; }
.user-menu-trigger {
    display: flex; align-items: center; gap: 12px; min-height: 52px;
    padding: 8px 12px 8px 8px; border-radius: 999px; cursor: pointer;
    background: rgba(255,255,255,0.08); border: 1px solid rgba(255,255,255,0.08);
    color: var(--text-inverse); min-width: 240px;
}
.user-menu[open] .user-menu-trigger { background: rgba(255,255,255,0.12); }
.user-avatar {
    width: 36px; height: 36px; border-radius: 50%; display: grid; place-items: center;
    font-weight: 800; color: #111; background: linear-gradient(135deg, var(--gold), #e8cd8d);
}
.user-menu-copy { display: flex; flex-direction: column; gap: 2px; min-width: 0; flex: 1; }
.user-menu-name { font-size: 0.92rem; font-weight: 700; white-space: nowrap; overflow: hidden; text-overflow: ellipsis; }
.user-menu-role { font-size: 0.76rem; color: rgba(244,247,251,0.72); }
.user-menu-caret { font-size: 0.9rem; color: rgba(244,247,251,0.8); }
.user-menu-panel {
    position: absolute; right: 0; top: calc(100% + 12px); width: 320px; background: #fff;
    color: var(--text); border-radius: 22px; border: 1px solid var(--border);
    box-shadow: 0 25px 60px rgba(6, 15, 24, 0.22); overflow: hidden;
}
.user-menu-section, .user-menu-links, .user-menu-actions { padding: 18px; }
.user-menu-section + .user-menu-section,
.user-menu-links,
.user-menu-actions { border-top: 1px solid rgba(18,32,47,0.08); }
.user-menu-heading { font-size: 0.78rem; text-transform: uppercase; letter-spacing: 0.06em; color: var(--text-soft); margin-bottom: 6px; }
.user-menu-email { font-weight: 700; }
.user-menu-impersonating { background: rgba(201, 164, 92, 0.10); }
.user-menu-links { display: grid; gap: 8px; }
.user-menu-links a { padding: 10px 12px; border-radius: 12px; font-weight: 600; }
.user-menu-links a:hover { background: rgba(18,32,47,0.06); }
.user-menu-actions .btn { width: 100%; }

.page-main { flex: 1; padding: 36px 0 64px; }
.hero {
    background:
        linear-gradient(135deg, rgba(13, 17, 23, 0.94), rgba(26, 35, 48, 0.94)),
        linear-gradient(135deg, var(--bg), var(--panel));
    color: var(--text-inverse);
    border-radius: 32px;
    overflow: hidden;
    box-shadow: 0 25px 80px rgba(8, 15, 26, 0.25);
    border: 1px solid rgba(255,255,255,0.06);
}
.hero-inner { display: grid; grid-template-columns: 1.2fr 0.8fr; gap: 32px; padding: 54px; align-items: stretch; }
.kicker {
    display: inline-flex; align-items: center; gap: 10px; padding: 8px 14px; border-radius: 999px;
    color: #f7e7bd; background: rgba(201, 164, 92, 0.12); border: 1px solid rgba(201, 164, 92, 0.28);
    font-size: 0.86rem; letter-spacing: 0.04em; text-transform: uppercase;
}
.hero h1 { font-size: clamp(2.2rem, 4vw, 4.2rem); line-height: 1.05; margin: 18px 0 18px; max-width: 10ch; }
.hero p { font-size: 1.05rem; line-height: 1.8; color: rgba(244, 247, 251, 0.78); max-width: 62ch; }
.hero-actions { display: flex; gap: 14px; flex-wrap: wrap; margin-top: 28px; }
.hero-side { display: grid; gap: 16px; }

.metric-card, .glass-card {
    border-radius: 24px; padding: 24px; background: rgba(255,255,255,0.06); border: 1px solid rgba(255,255,255,0.09);
}
.metric-grid { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 16px; }
.metric-value { font-size: 2rem; font-weight: 800; color: #fff; }
.metric-label { color: rgba(244, 247, 251, 0.72); font-size: 0.9rem; line-height: 1.5; }

.section { margin-top: 32px; }
.section-title-row { display: flex; justify-content: space-between; align-items: end; gap: 18px; margin-bottom: 18px; }
.section-title h2 { margin: 0; font-size: 1.9rem; }
.section-title p { margin: 8px 0 0; color: var(--text-soft); }

.card-grid { display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 18px; }
.card {
    background: var(--card); border-radius: var(--radius-lg); border: 1px solid var(--border);
    box-shadow: var(--shadow); padding: 24px;
}
.card.soft { background: linear-gradient(180deg, #fff 0%, var(--card-soft) 100%); }
.card.dark { background: linear-gradient(180deg, var(--panel) 0%, var(--panel-2) 100%); color: var(--text-inverse); border-color: var(--border-dark); }
.card h3, .card h4 { margin: 0 0 10px; }
.card p { margin: 0; color: var(--text-soft); line-height: 1.7; }
.card.dark p { color: rgba(244,247,251,0.74); }

.info-list { list-style: none; padding: 0; margin: 16px 0 0; display: grid; gap: 10px; }
.info-list li { display: flex; justify-content: space-between; gap: 16px; padding: 12px 0; border-top: 1px solid var(--border); }
.info-list li:first-child { border-top: 0; padding-top: 0; }
.label { color: var(--text-soft); }
.value { font-weight: 600; }

.btn {
    display: inline-flex; align-items: center; justify-content: center; gap: 10px;
    border: 0; cursor: pointer; border-radius: 999px; min-height: 46px; padding: 0 18px; font-weight: 700;
    transition: transform .18s ease, box-shadow .18s ease, background .18s ease;
}
.btn:hover { transform: translateY(-1px); }
.btn-primary { color: #111; background: linear-gradient(135deg, var(--gold), #e2c681); box-shadow: 0 14px 28px rgba(201, 164, 92, 0.28); }
.btn-primary:hover { box-shadow: 0 18px 34px rgba(201, 164, 92, 0.34); }
.btn-secondary { color: var(--text-inverse); background: rgba(255,255,255,0.08); border: 1px solid rgba(255,255,255,0.1); }
.btn-light { color: var(--text); background: #fff; border: 1px solid var(--border); }
.btn-danger { color: #fff; background: var(--danger); }
.btn-gold { color: #111; background: linear-gradient(135deg, var(--gold-strong), #c39a4a); box-shadow: 0 10px 22px rgba(180, 138, 56, 0.25); }
.btn-gold:hover { box-shadow: 0 14px 28px rgba(180, 138, 56, 0.32); }

.toolbar { display: flex; align-items: center; gap: 12px; flex-wrap: wrap; }
.table-card { background: var(--card); border-radius: 28px; box-shadow: var(--shadow); border: 1px solid var(--border); overflow: hidden; }
.table-wrap { overflow: auto; }
table.ui-table { width: 100%; border-collapse: collapse; }
.ui-table th, .ui-table td { text-align: left; padding: 16px 18px; border-bottom: 1px solid rgba(18, 32, 47, 0.08); vertical-align: top; }
.ui-table th { font-size: 0.82rem; text-transform: uppercase; letter-spacing: 0.06em; color: var(--text-soft); background: rgba(18, 32, 47, 0.03); }
.status-pill { display: inline-flex; padding: 8px 12px; border-radius: 999px; font-size: 0.82rem; font-weight: 700; background: rgba(18,32,47,0.08); }
.status-underwriting { background: rgba(201, 164, 92, 0.18); color: #7e5e20; }
.status-approved { background: rgba(31, 143, 85, 0.16); color: #17633d; }
.status-completed { background: rgba(31, 143, 85, 0.12); color: #17633d; }
.status-cancelled { background: rgba(179, 58, 58, 0.12); color: #8d2b2b; }

.alert-stack { display: grid; gap: 10px; margin-bottom: 18px; }
.alert { border-radius: 16px; padding: 14px 16px; border: 1px solid transparent; font-weight: 600; }
.alert-success { background: rgba(31,143,85,0.10); color: #155e38; border-color: rgba(31,143,85,0.20); }
.alert-error { background: rgba(179,58,58,0.10); color: #8d2b2b; border-color: rgba(179,58,58,0.18); }

.form-card { background: var(--card); border-radius: 28px; box-shadow: var(--shadow); border: 1px solid var(--border); padding: 28px; max-width: 640px; }
.form-grid { display: grid; gap: 16px; }
.field label { display: block; font-size: 0.92rem; font-weight: 700; margin-bottom: 8px; }
.field input, .field textarea, .field select {
    width: 100%; min-height: 48px; padding: 0 14px; border-radius: 14px; border: 1px solid rgba(18,32,47,0.12); background: #fff; font: inherit;
}
.field textarea { min-height: 120px; padding: 14px; }

.dual-grid { display: grid; grid-template-columns: 1.2fr 0.8fr; gap: 18px; }
.stack { display: grid; gap: 18px; }

.site-footer { background: var(--bg); color: rgba(244,247,251,0.78); margin-top: 52px; border-top: 1px solid var(--border-dark); }
.footer-inner { display: flex; justify-content: space-between; gap: 18px; padding: 22px 0; flex-wrap: wrap; }
.muted { color: var(--text-soft); }
.inverse-muted { color: rgba(244,247,251,0.72); }

@media (max-width: 1100px) {
    .hero-inner, .dual-grid, .card-grid { grid-template-columns: 1fr; }
}
@media (max-width: 760px) {
    .header-row { min-height: auto; padding: 14px 0; align-items: flex-start; flex-direction: column; }
    .main-nav, .header-actions { width: 100%; }
    .user-menu-trigger { width: 100%; min-width: 0; }
    .user-menu-panel { position: static; width: 100%; margin-top: 12px; }
    .hero-inner { padding: 28px; }
    .page-main { padding-top: 22px; }
    .ui-table th, .ui-table td { padding: 14px; }
}
.click-row td {
    cursor: default;
}